Financial planning is a step by step approach towards managing one’s finances by systematically allocating resources to achieve financial goals and objectives. A sound financial plan is important as it helps reduce and possibly eliminate financial distress that may arise from various responsibilities and unexpected situations. Due to the negative effects the pandemic has had…

Finally, you get confirmed as a permanent employee after a 1-year internship at your dream workplace. You hurriedly scan through the contract’s contents happy to see the words “Permanent and Pensionable” and cannot wait to call your family or friends and inform them of the good news. But what does that word pensionable mean? And…